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Cơ hội kiếm nhà 700 triệu đồng trên thị trường BĐS

Căn hộ giá 700 triệu đồng có dễ kiếm hay chỉ là những thông tin lừa bịp với những căn nhà mang dáng dấp của các khu nhà ổ chuột. Đáp án sẽ là một bí ẩn trong bài viết này.  

Đi từ đề xuất đánh thuế tài sản với nhà đất trên 700 triệu đồng mà Bộ Tài chính mới đưa ra trong dự luật Thuế tài sản – Nhưng đi vào thực tế, phải công nhận một điều rằng rất khó để tìm được nhà ở với mức giá này, nhất là ở các đô thị hay ngay cả vùng ven.

Nhà 700 triệu hợp lý hay bất hợp lý?

Nếu đối chiếu với tình hình nhà đất hiện nay, rõ ràng dự thảo về thuế tài sản mà Bộ Tài chính đề xuất đối với nhà trên 700 triệu đồng là BẤT HỢP LÝ bởi thực tế rất khó có thể tỉm được nhà ở với mức giá này tại các đô thị lớn như Hà Nội, Tp.HCM… Hoặc nếu có đi chăng nữa thì cũng thuộc các huyện ở xa hoặc chưa có đầy đủ giấy tờ pháp lý, nhà chung sổ… Mang lại rất nhiều rủi ro tiềm ẩn cho người mua.

Bên cạnh đó, trong thời gian chưa tới một năm trở lại đây, giá nhà đất tại một số vùng ven của Tp.HCM đã tăng từ 30-200%. Chẳng hạn một khu nhà thuộc Xuân Thới Thượng, huyện Hóc Môn gồm 8 căn nhà chung sổ, diện tích mỗi căn là 3,5 x 12m, nhà xây tạm bợ, hẻm vào chật chội ô tô không thể vào, vậy mà đang được rao bán với giá 1,2 tỉ đồng/căn. Nếu là cách đây 6 tháng thì một ngôi nhà xây sẵn như vậy chỉ có giá tầm 750 triệu đồng/căn.

Góc nhìn nhiều chiều về nhà giá rẻ

Các chuyên gia nói gì?

Ông Nguyễn Văn Tiến, người thường môi giới nhà đất ở khu vực Bình Tân- Bình Chánh, quận 6, hiện nay nếu thấy ngôi nhà nào rao bán với giá dưới 1 tỉ đồng là ông sẽ đặt vào diện nghi vấn và không dám giới thiệu cho khách.Chủ đầu tư một dự án có giá vừa túi tiền nằm ở khu vực ngã 3 Tân Vạn (Bình Dương) cho biết, chỉ có 30% số căn hộ trong dự án có giá dưới 700 triệu đồng/căn nhưng đã được khách đặt mua từ sớm. Các căn còn lại đều trên mức giá này.

Chủ tịch Hiệp Hội Bất động sản Tp.HCM có bàn luận liên quan tới quan điểm của Bộ Tài chính, Ông cho rằng việc áp dụng thuế suất 0% đối với nhà ở có giá trị từ 700 triệu đồng trở xuống là chưa thỏa đáng. Theo ông Châu, để không tác động đến các đối tượng có thu nhập trung bình thì chỉ nên đánh thuế với nhà ở có giá 1 tỉ đồng trở lên.

Đồng ý với quan điểm trên, ông Nguyễn Văn Đực, Phó TGĐ Công ty CP Địa ốc Đất Lành cũng cho rằng, rất khó tìm được nhà ở có giá dưới 700 triệu đồng tại Tp.HCM. “Bởi căn hộ chung cư giá thấp hiện nay cũng phải 1 tỉ đồng rồi. Chưa kể, gói tín dụng 30.000 tỉ đồng trước đây áp mức nhà dưới 1 tỉ đồng mới được vay mua nhà với lãi suất thấp mà nay bắt đóng thuế tài sản thì không ổn. Do vậy, tôi đề nghị Bộ Tài chính nên tính lại mức 700 triệu đồng”.

Người dân họ chia sẻ

Chị Hồng, một người dân đang sống ở quận Bình Tân cũng cho biết: “Một căn nhà chỉ có giấy tay thuộc xã Vĩnh Lộc B, huyện Bình Chánh diện tích 6x6m mà bán ra 1 năm trước đã có giá 680 triệu đồng. Bây giờ chủ mới kêu bán hơn 1 tỉ đồng rồi”.

Mỗi một góc nhìn đều có cái đúng, cái sai, các ưu điểm, nhược điểm khác nhau để thỏa lòng mọi người thật không hề dễ dàng. Nhưng hãy đưa ra một con số hợp lý hơn để giảm đi những áp lực cho những hộ gia đình điều kiện không dư giả có thể thoải mái sở hữu 1 căn hộ họ hằng mơ ước bằng rất nhiều công sức đã bỏ ra để có khoản tiền mua nhà. Lại cộng thêm khoản thuế áp cổ – đó là những áp lực rất lớn dành cho họ.

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